Information on this website (including links to external websites)  is made available in good faith and is derived from sources believed to be reliable and accurate at the time of publication.   However, HAFS accepts no responsibility or liability (whether in negligence or otherwise and however caused) for any loss, cost, damage or expense that users of this website might incur or be liable for arising or resulting from the use of or reliance upon any material which appears on this website or any linked sites. The contents of this website and any linked sites are provided for information purposes and convenience only and are not intended for professional advice or expert commentary. Users of this website are responsible for making their own assessment of the contents of this website and for using their own skill and care when using it.

HAFS accepts no responsibility or liability for the accuracy, completeness, currency or reliability of any linked sites. These links are inserted for additional imformation and convenience for our users and HAFS does not necessarily endorse or support the views, opinions, standards or information expressed at any linked sites. The absence of any link from the HAFS website to any particular third party site shall not be interpreted as a criticism or comment by HAFS on the provider or content of that site.

HAFS makes no warranties that this website and any linked sites are free of infection by computer viruses or other contaminations and accepts no responsibility for any such viruses or other contaminations.

Changes in circumstances after a document is published may impact on the accuracy of information. Additionally, materials may be maliciously vandalised. No assurance is given as to the accuracy of any representation, statement, information or advice contained after the publication on this website.

Some of the information provided on this website is supplied by third parties.  Please be aware that HAFS has  not necessarily checked third party content.